🔍 Summary for Home Buyers, Sellers & InvestorsWith the Fed keeping short-term rates at 4.25%–4.50%, mortgage rates are expected to stay elevated around 6.7%—though modest dips may continue.Affordability remains a core issue, dampening buyer activity and limiting new supply as homeowners hold onto low-rate mortgages.Housing sales and prices may soften, but a sharp downturn is [...]